Posted on March 1 2014

CDAA group benefits designed to give dental assistants peace of mind

All it takes is one health-related event to derail a family’s financial stability.

It could be anything. How many of your friends and colleagues visit chiropractors, physiotherapists, massage therapists, or orthotics specialists, because of the many hours spent standing beside a dental chair? Dental assisting is repetitive work that can take its toll. These costs, not covered by a provincial health plan, can quickly add up.

How important are your earnings to your family’s total household income? Injuries or illness can prevent you from working for weeks or even months. Are you prepared for a long-term, or even a short-term, loss of your income?

Baby boomers may be of an age to appreciate these risks more, and see the value in mitigating them with a flexible and comprehensive group benefits plan. Younger adults may be inclined to take the risk and avoid incurring the cost, trusting in their relative health.

Fair enough. But work-related injuries and illness can strike at any age.

The Canadian Dental Assistants Association, your national association, understands how difficult and challenging it can be to ensure you and your family have adequate protection against unexpected illness, injury, and even death. We don’t just represent the interests of dental assistants; our team includes dental assistants with years of experience on the frontlines of the profession. We understand the challenges you face everyday because we have faced them, too.

This is why we have worked with LMS PROLINK to develop a comprehensive and flexible group benefit program that can adjust to your individual needs and budget. LMS PROLINK is an independent insurance brokerage with a 30-year history serving Canadian businesses, individuals, and associations such as ours.

The CDAA Benefits Program covers individuals and their eligible dependents (spouse and dependent children under 21, or under 26 if enrolled in full-time education). It includes:

  • Basic and optional life insurance coverage
  • Accidental death and dismemberment
  • A weekly income benefit (for the dental assistant only, does not include spouse)
  • Long-term disability (for the dental assistant only, does not include spouse)
  • Optional critical illness insurance

In addition, there is an extended healthcare package for all qualifying family members that includes:

  • Health
  • Vision care
  • Prescription drug coverage
  • Paramedical services
  • Semi-private hospital, convalescent care, and private-duty nursing
  • $5 million in emergency medical travel coverage

You can also take advantage of a freestanding dental plan.
For more information, please visit CDAA Benefits.